Though some of these items may come up unexpectedly, like the purchase of the laptop to replace the one that crashed, some others can be budgeted for months in advance, like that home business retreat you’ve been eyeing, to protect your enterprise from financial burden.
Stage five: Pull It All Together
The very first four methods of this post detail the elements of the good company spending budget, so the last step is simply pulling it all together. Consider action by making use of this handy checklist with specific examples so that you can establish your budget without any hassle:
Cash flow SOURCES:
Hourly Earnings
Product Product sales
Investment Revenue
Loans
Savings
Other
FIXED COSTS:
Rent/Mortgage
Utilities
Salaries
Internet
Government and bank fees
Cell phone
Website hosting
Accounting Services
Legal Services
Insurance
VARIABLE Expenditures:
Raw Materials
Contractor Wages
Commissions
Advertising
Other Marketing Costs
Transportation
Travel & events
Printing Services
ONE-TIME SPENDS:
Computer
Furniture
Software
Office Supplies
Gifts
Producing a month-to-month home business budget may seem like a hassle, but I bet it is something you’ve been thinking about for a long time. Take the leap! It is an essential infrastructure project that gives you the ability to make conscientious financial decisions so your home business can stay on track and expand.
What else stands in your way of a balanced business budget? Are there any hurdles we’ve missed that currently have you paralyzed in the process? If so, comment below with your questions, challenges or concerns.
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